Helping to improve your employees’
health & wealth
Managing employee benefits and retirement plans is a major responsibility — and one with real impact on your culture, your budget, and the people who rely on you. Phillips Financial partners with HR leaders, CFOs, and company decision-makers to deliver clarity, confidence, and long-term value.
With data-driven insight, transparent reporting, and a strategy built around your people, we help simplify complexity, reduce risk, control costs, and strengthen retention. Together, we help your business — and your employees — move boldly forward.
Employee Benefits
Better guidance. Healthier outcomes. Smarter spending.
Traditional brokering alone doesn’t lower costs or build a stronger workforce. We go beyond the status quo with a proactive, analytics-driven strategy — one that supports employee wellbeing while helping you manage expenses responsibly.
What you can expect:
- Transparent, easy-to-understand plan cost reporting
- Data-backed recommendations that drive long-term sustainability
- Benefits communication made simple for your employees
- Strategies built to attract, engage, and retain top talent
The Power of Partnership
We proudly partner with True Network Advisors, a nationally credentialed network of leading independent benefit firms. This collaboration expands our access to benchmarking insights, vendor options, and specialized expertise — delivering world-class support while keeping overhead low and value high.
Move boldly with better intel.
Download your free Benchmark Report and get a fast, data-packed snapshot of how your benefits compare across your industry and region. Spot gaps. See opportunities. Make your next move with clarity.
1 “Determinants of Portfolio Performance” by Brinson, Hood and Beebower, Financial Analysts Journal, January-February 1995; “The Global Case for Strategic Asset Allocation”, Vanguard, August 2012
Retirement Plans
Strategic guidance that strengthens your plan today and supports long-term success.
In 2004, Phillips Financial pioneered the Market Index Solution™, an asset-allocation-driven framework inspired by academic research — because allocation is the primary driver of long-term retirement success.
As your retirement plan co-fiduciary, we provide:
- Accredited Investment Fiduciary (AIF®) experience
- Compliance support including ERISA 404(c), QDIA, and fee transparency
- Investment menu design and ongoing oversight
- Participant education that builds financial confidence
- Annual governance reviews and documentation to reduce fiduciary risk
A strong retirement program helps employees feel secure — and boosts retention by showing your commitment to their future.
Careful Conversations
Where thoughtful insight meets strategic action.
Your business is always evolving — your benefits should too. We take a collaborative, holistic approach, helping you evaluate every component in the context of your broader financial strategy.
Through careful conversations, we help you:
- Align benefits with your culture and long-term goals
- Eliminate guesswork with clear guidance and transparency
- Make confident decisions rooted in both data and humanity
Our role isn’t only to advise — it’s to understand.